Installment Loans


Minimum 61 day and maximum 90 Day Loan to those who qualify!

Our rate is $15 per hundred no matter how long the approved term!

15% Interest on each loan is the total cost, as per Ontario regulations.

A $300 loan will cost $345  (no additional Fees)

Rates based on a 61 day loan:

     $15 per every $100 – APR of 59.9% Maximum APR for this type of loan
     $30 per every $200 – APR of 59.9% Maximum APR for this type of loan
     $45 per every $300 – APR of 59.9% Maximum APR for this type of loan

           *Apply for a short term loan in the meantime, using the “Apply Now” option below*



When to use an Installment Loan?

Sometimes emergencies arise that demand quick access to cash! An installement loan is an easy and fast way to get a small short term loan with payments broken up equally over a short term. Whether for family emergencies, car repairs, utility bills, a must have purchase, or just for a night out on the town, is always there to assist you with your immediate cash needs.
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Fast & Easy Application Process

You now have immediate access to a quick installment loan of between $100 – $1500 with our speedy online application process. In just minutes, you can easily apply using your desktop, laptop, tablet or mobile phone. Installment loans have never been easier! Apply Now and see why everyone is talking about!
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Responsible Lending is a Responsible Lender and has guidelines in place that promote a better lending environment. We will not extend loans that we believe you will not be able to repay. Don’t use unethical lenders who have no regard for your well being. Here at, we care about our customers. Thank you for choosing as your lender of choice. We value your business. complies with all government regulations in the jurisdictions in which we offer our services
We do not renew or roll over loans

If receives your payment after the loan due date, it will be considered late, and you will be charged a fee of $50 from 

Annual interest for late payment is calculated at 30% after the original due date of the loan.

You may also incur an overdraft charge from your bank.

The best way to avoid making late payment, is by having sufficient funds in your bank account on your payment due date. uses the services of  a  third party collection agency and  authorizes them to collect on delinquent accounts.

If a pre-authorized withdrawal is returned for any of reason, there will be an additional NSF fee of $25 added to the balance owing.